X-ray, chest (single view)
Facility: Centura St. Catherine-Dodge City
Billing Code: 71045 (CPT)
- CPT Billing Code: 71045
- Insurance Median: $445
- Cash Discount Price: $270
- vs. Medicare Baseline: 5.01x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $88.91 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 501% of the Medicare baseline (a markup of 401%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Cigna | $15 | 17% |
| Kaiser | $15 | 17% |
| Blue Cross Blue Shield | $15 - $145 | 17% |
| Humana | $15 | 17% |
| Kansas Health | $15 | 17% |
| Aetna | $15 - $541 | 17% |
| Medicare (plans) | $15 | 17% |
| Centura Employee Plan | $91 | 102% |
| UnitedHealthcare | $445 | 501% |
| Wpaa | $473 | 532% |
| Multiplan | $541 - $608 | 608% |
| Christian Health Aid | $541 | 608% |
| Health Partners Of Kansas | $608 | 684% |
Consumer Guidance & Cost Commentary
For the CPT code 71045, representing a chest X-ray, the facility's cash median rate is $270.00, which is significantly lower than the typical commercial negotiated rate of $445.00. While Medicare sets a benchmark of $88.91 for this service, commercial insurance plans often pay much higher amounts due to administrative costs and contract structures; for instance, Aetna's range spans from $15 to $541, and Multiplan's range extends from $541 to $608. Patients with high-deductible plans may find that paying the cash price of $270.00 upfront is more cost-effective than relying on insurance, which could result in higher out-of-pocket costs if their deductible has not yet been met. It is important to verify your specific plan's allowed amount before scheduling, as some in-network rates can be substantially higher than others.
To minimize potential surprise costs, patients should proactively ask the hospital about "self-pay" or "prompt-pay" discounts, which can reduce the final bill by 20% to 50% if paid in full before or shortly after the service. Additionally, if you receive a bill from an out-of-network provider or for services rendered at an in-network facility, you may be entitled to protections under the No Surprises Act, which bans balance billing for emergency and non-emergency care. If you receive a summary bill, you should request a full itemized statement to identify any errors, unbundled codes, or services not rendered, as over 80% of hospital bills contain inaccuracies that can be corrected through a formal written audit dispute.