CT scan, abdomen and pelvis (no contrast)
Facility: Lindsborg Community Hospital
Billing Code: 74176 (CPT)
- CPT Billing Code: 74176
- Insurance Median: $2,473
- Cash Discount Price: $1,892
- vs. Medicare Baseline: 10.14x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $243.77 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 1014% of the Medicare baseline (a markup of 914%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Blue Cross Blue Shield | $453 | 186% |
| Tricare | $1,270 | 521% |
| Coventry Mcr Adv | $1,283 | 526% |
| Cigna | $2,297 | 942% |
| UnitedHealthcare | $2,432 | 998% |
| Coventry Comm-All Other Plans | $2,432 | 998% |
| Multiplan-All Plans | $2,513 | 1031% |
| Phcs Preferred-All Plans | $2,513 | 1031% |
| Century Health-All Plans | $2,567 | 1053% |
| Coventry Wc | $2,567 | 1053% |
| Wppa-All Plans | $2,567 | 1053% |
| Health Partners -All Plans | $2,567 | 1053% |
Consumer Guidance & Cost Commentary
For the CT scan of the abdomen and pelvis (no contrast) at Lindsborg Community Hospital in Lindsborg, KS, the facility's cash price of $1,892 is lower than the median negotiated rate of $2,513 paid by insurers. While the hospital is a Critical Access Hospital with a voluntary non-profit ownership structure, patients should be aware that commercial insurance rates often include administrative overhead and contract premiums that can exceed the actual cost of care. In this specific case, the facility's cash price is also lower than the state average for this procedure, making it a potentially cost-effective option for those who qualify for self-pay discounts.
If you have a high-deductible health plan, paying the cash price of $1,892 upfront may result in significant savings compared to your insurance's negotiated rate of $2,513, especially if you have not yet met your deductible. To maximize these savings, you should explicitly ask the billing department about "self-pay" or "prompt-pay" discounts, which can reduce the final bill by 20% to 50% if settled in full before discharge. Additionally, since the Medicare benchmark for this service is $243.77, the commercial rates reflect a substantial markup; however, the cash price remains the most transparent baseline for comparison. Always request an itemized bill to verify that no unnecessary charges are included before finalizing payment.