Blood test, calcium
Facility: Greeley County Health Services
Billing Code: 82310 (CPT)
- CPT Billing Code: 82310
- Insurance Median: $5
- Cash Discount Price: $26
- vs. Medicare Baseline: 0.97x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $5.16 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Medicaid / KanCare | $5 | 97% |
| Aetna | $5 | 97% |
Consumer Guidance & Cost Commentary
For this blood calcium test at Greeley County Health Services, the cash price of $26.00 is notably lower than the facility's negotiated rates of $5.00 and the Medicare benchmark of $5.16. While the facility is a Critical Access Hospital in Tribune, KS, with government local ownership, patients should be aware that commercial insurance plans often pay significantly higher amounts than cash prices due to administrative overhead and contract structures. If you have a high-deductible plan, paying the cash price upfront might result in lower out-of-pocket costs compared to your insurance's negotiated rate, which can sometimes exceed the cash price. We recommend contacting the hospital directly to confirm if "self-pay" or "prompt-pay" discounts are available before scheduling your visit.
To ensure you are not overcharged, it is essential to request a detailed, itemized bill rather than accepting a summary invoice that obscures individual line items. Hospitals may sometimes bill separately for components of a test that should be bundled, or charge for services that were never rendered, which is why reviewing the specific CPT codes is a critical step in reducing medical debt. Additionally, while the Medicare rate serves as a reliable baseline for evaluating pricing fairness, patients should avoid comparing their discounts against the inflated chargemaster list price, as this can create a false sense of savings. Always verify your deductible status before using insurance, as paying the full negotiated rate without meeting your deductible threshold can lead to unexpected financial burdens.