Blood test, potassium
Facility: Rehabilitation Hospital Of Overland Park
Billing Code: 84132 (CPT)
- CPT Billing Code: 84132
- Insurance Median: $82
- Cash Discount Price: $109
- vs. Medicare Baseline: 17.23x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $4.76 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 1723% of the Medicare baseline (a markup of 1623%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Blue Cross Blue Shield | $66 | 1387% |
| Americas Choice Provider Network | $77 | 1618% |
| Quiktrip Corporation | $82 | 1723% |
| Provider Network Of America | $82 | 1723% |
| Velocity | $82 | 1723% |
| Usa Managed Care Organization | $82 | 1723% |
| Multiplan-Phcs | $87 | 1828% |
| Prime Health Services | $93 | 1954% |
| Medincrease | $98 | 2059% |
Consumer Guidance & Cost Commentary
For the blood test, potassium procedure (CPT 84132) at the Rehabilitation Hospital Of Overland Park, the cash price is $109.00. This cash rate is significantly lower than the median negotiated rate of $82.00 paid by insurance plans, which ranges from $66 to $98 depending on the specific carrier. Because commercial insurance contracts often include administrative overheads that inflate the baseline price, paying cash directly can sometimes result in a lower out-of-pocket cost than using an in-network plan, especially for patients with high-deductible plans who may face higher allowed amounts. It is important to note that while the facility is a Part A Provider in Overland Park, KS, the data does not include state or county average comparisons for this specific service code, so the cash rate stands as the primary benchmark for self-pay patients.
Patients should be aware that insurance companies negotiate maximum rates for these services, which can sometimes exceed the cash price due to multi-layered administrative structures. If you choose to use insurance, verify your deductible status before scheduling, as paying the negotiated rate before meeting your deductible can be more expensive than the cash option. Additionally, if you pay the bill in full upfront, you may be eligible for a prompt-pay discount, which typically reduces the total cost by 20% to 50% by bypassing costly claims processing. Always ask the hospital for self-pay or prompt-pay rates prior to check-in and request a formal written waiver of insurance submission to ensure you are not inadvertently billed at the higher negotiated rate.